The real numbers the listing won't show you.

Built on official federal and California tax data, converted into per-property cost, risk, and scenario models you can actually use.

San Diego, California

Found another listing? Run it. Most people compare four or five before they offer.

The true monthly cost

Property tax, Mello-Roos, insurance, HOA — every line a lender's quote leaves out, added up into one number.

Your loan, three ways

VA, FHA and conventional side by side at live rates — with the income to qualify and cash to close for each.

Hazards & neighborhood

Flood, fire, seismic and tsunami zones, plus schools, parks and transit — the stuff that changes your insurance and your daily life, every figure sourced.

Neighborhood crime, county-wide

Reported offenses for the address's ZIP from SANDAG/ARJIS regional data — every agency in the county, Chula Vista to Oceanside — with a persons/property split and the most-reported categories.

The supplemental bill, forecast

The surprise second tax bill that lands 3–9 months after closing. We compute the seller-vs-buyer Prop-13 reset and forecast your supplemental bill from your actual close date.

A report, not a runaround

Start with the city guides for Chula Vista, Oceanside, Carlsbad, and El Cajon.

Enter address + price

Two fields. Nothing to install.

We pull public records

County parcels and taxes, federal rates and rents, geological hazard maps.

Read the real numbers

All-in monthly, cash to close, income to qualify — every figure cited, so you can check our work.

Save, share, compare

A private link that survives reload — send it to your agent or partner, re-run as rates move, stack up to four homes side by side.

Buying your first place?

See what you'd really pay each month — before you fall in love with the kitchen.

Generate a report ↑

Keeping your home and moving up?

Rent out your current place, buy the next — see the combined picture with the same 75% rent rule your lender will use, before you ever call one.